When parties are unable to resolve a dispute, rather than file in court they plead for damages through arbitration. They seek the services of an arbiter an impartial third party or neutral. The parties agree in advance to accept the arbiter’s award barring fraud or intentional disregard of any applicable statutes. Occasionally, parties decline to participate in a hearing. In this instance the parties agree to accept the arbiter’s award solely on the evidence submitted. It is known as an award on the “papers” which minimizes costs and loss of time of insoluble disputes.